Ndivhuwo is an alumnus of AIMS South Africa, graduating in 2013, and currently serves as a Quantitative Risk Analyst at the South African Reserve Bank (SARB). In this role, he focuses on the development and validation of credit risk models used for regulatory capital calculations under the Advanced Internal Ratings-Based (AIRB) framework. He is also involved in research assessing the application of machine learning techniques to estimate Basel risk parameters, contributing to the development of evolving credit risk policies and regulatory standards.
Prior to joining SARB, Ndivhuwo was a Junior Lecturer in the Department of Mathematics at the University of Venda. He holds a Master’s degree in Financial Engineering from WorldQuant University, a Postgraduate Diploma in Risk Management from the University of South Africa, and a BSc Honours degree in Applied Mathematics from the University of Venda.
Originally from Budeli village in Limpopo Province, where he completed his primary and secondary education, Ndivhuwo remains committed to supporting the next generation of mathematicians. He actively mentors and provides career guidance to students, particularly from the University of Venda, and has supported more than ten students who have progressed to Master’s level and secured positions in leading financial institutions in South Africa.
Reflecting on his journey, he credits AIMS with strengthening his analytical thinking, programming capabilities, and communication skills, while connecting him to a diverse and influential professional network.